/* Finseg Leal — layout: faixas alternadas creme/navy, escudo como forma-assinatura das imagens */
:root{
  --navy:#003040; --navy-2:#00222e; --navy-3:#0a3d4f;
  --cream:#FFFCF0; --cream-2:#F4F0DF;
  --green:#00945B; --lime:#00D974; --ink:#1e3340; --muted:#5b6b73;
  --line:rgba(0,48,64,.14); --line-dark:rgba(255,252,240,.16);
  --f-sans:"Epilogue",system-ui,-apple-system,"Segoe UI",sans-serif;
  --f-accent:"Zodiak","Fraunces",Georgia,"Times New Roman",serif;
  --wrap:1180px; --r:14px;
  --shield:50% 50% 50% 50% / 16% 16% 62% 62%;
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--f-sans);font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--cream)}
img{max-width:100%;display:block;height:auto}
a{color:inherit}
h1,h2,h3,h4{font-weight:700;line-height:1.12;letter-spacing:-.02em;margin:0;text-wrap:balance}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.7rem,3.2vw,2.6rem)}
h3{font-size:1.25rem}
p{margin:0}
em.ac,.ac{font-family:var(--f-accent);font-style:italic;font-weight:700;color:var(--green);letter-spacing:-.01em}
.dark em.ac,.dark .ac{color:var(--lime)}
:focus-visible{outline:3px solid var(--lime);outline-offset:3px;border-radius:4px}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.band{padding-block:clamp(64px,9vw,112px)}
.band.tight{padding-block:clamp(44px,6vw,72px)}
.dark{background:var(--navy);color:var(--cream)}
.dark .muted{color:rgba(255,252,240,.72)}
.soft{background:var(--cream-2)}
.muted{color:var(--muted)}
.eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--green);display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:22px;height:2px;background:currentColor}
.dark .eyebrow{color:var(--lime)}
.lead{font-size:1.15rem;max-width:60ch}
.stack{display:grid;gap:18px}
.center{text-align:center}
.center .lead,.center.lead{margin-inline:auto}
.center .eyebrow{justify-content:center}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font:600 1rem/1 var(--f-sans);padding:16px 26px;border-radius:999px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,color .15s}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:#007a4b}
.dark .btn-primary{background:var(--lime);color:var(--navy)}
.dark .btn-primary:hover{background:#2bf08f}
.btn-ghost{border-color:currentColor;background:transparent}
.btn-wa{background:#1fa855;color:#fff}
.btns{display:flex;flex-wrap:wrap;gap:12px}
.link{font-weight:600;color:var(--green);text-decoration:none;display:inline-flex;gap:8px;align-items:center}
.dark .link{color:var(--lime)}
.link:hover{text-decoration:underline}

/* header */
.site-head{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--cream);border-bottom:1px solid var(--line)}
.site-head .wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}
.logo img{height:46px;width:auto}
.nav{display:flex;align-items:center;gap:6px}
.nav a{text-decoration:none;font-weight:500;font-size:.95rem;padding:10px 12px;border-radius:8px;color:var(--navy)}
.nav a:hover{background:var(--cream-2)}
.nav a[aria-current="page"],.nav a.on{color:var(--green)}
.nav .nav-cta{background:var(--navy);color:var(--cream);padding:11px 18px;border-radius:999px;margin-left:8px}
.nav .nav-cta:hover{background:var(--navy-3)}
.has-sub{position:relative}
.has-sub>button{all:unset;cursor:pointer;font-weight:500;font-size:.95rem;padding:10px 12px;border-radius:8px;color:var(--navy);display:flex;gap:6px;align-items:center}
.has-sub>button.on{color:var(--green)}
.has-sub>button:hover{background:var(--cream-2)}
.sub{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%);background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:0 18px 50px rgba(0,34,46,.16);padding:18px;display:grid;grid-template-columns:repeat(2,minmax(210px,1fr));gap:4px 18px;min-width:500px}
.sub[hidden]{display:none!important}
.sub h4{grid-column:span 1;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding:6px 10px}
.sub a{display:block;padding:8px 10px}
.sub .sub-all{grid-column:1/-1;border-top:1px solid var(--line);margin-top:8px;padding-top:14px;color:var(--green);font-weight:600}
.menu-btn{all:unset;display:none;cursor:pointer;width:44px;height:44px;border-radius:10px;align-items:center;justify-content:center;background:var(--navy);color:var(--cream)}
@media (max-width:1020px){
  .menu-btn{display:inline-flex}
  .nav{position:fixed;inset:76px 0 0;top:calc(76px + env(safe-area-inset-top,0px));background:var(--cream);flex-direction:column;align-items:stretch;padding:20px max(20px,env(safe-area-inset-right,0px)) 40px max(20px,env(safe-area-inset-left,0px));gap:2px;overflow:auto;display:none}
  .nav.open{display:flex}
  .nav a,.has-sub>button{font-size:1.1rem;padding:14px 8px;border-bottom:1px solid var(--line);border-radius:0}
  .has-sub>button{display:flex;justify-content:space-between}
  .sub{position:static;transform:none;min-width:0;box-shadow:none;border:0;background:var(--cream-2);grid-template-columns:1fr;padding:10px}
  .nav .nav-cta{margin:16px 0 0;text-align:center;border-bottom:0}
}

/* eventos sub-bar */
.ev-bar{background:var(--navy);color:var(--cream)}
.ev-bar .wrap{display:flex;gap:4px;overflow-x:auto;scrollbar-width:none;min-height:50px;align-items:center}
.ev-bar .wrap::-webkit-scrollbar{display:none}
.ev-bar a{text-decoration:none;font-size:.88rem;font-weight:500;white-space:nowrap;padding:8px 14px;border-radius:999px;color:rgba(255,252,240,.82)}
.ev-bar a:hover{color:var(--cream);background:var(--navy-3)}
.ev-bar a.on{background:var(--lime);color:var(--navy);font-weight:600}
.ev-bar .lbl{font-family:var(--f-accent);font-style:italic;font-weight:700;color:var(--lime);padding-right:10px;white-space:nowrap}

/* hero */
.hero{background:var(--navy);color:var(--cream);position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,5vw,64px);align-items:center;padding-block:clamp(48px,7vw,96px)}
.hero h1{color:var(--cream)}
.hero .lead{color:rgba(255,252,240,.82)}
.hero-copy{display:grid;gap:22px;min-width:0}
.shield{border-radius:var(--shield);overflow:hidden;aspect-ratio:1/1.04;max-width:100%;position:relative}
.shield img{width:100%;height:100%;object-fit:cover}
.shield-ring{position:relative}
.shield-ring::after{content:"";position:absolute;inset:-14px;border:2px solid var(--lime);border-radius:var(--shield);opacity:.55;pointer-events:none}
.hero-img img.free{width:100%}
.crumbs{font-size:.85rem;color:rgba(255,252,240,.6);display:flex;gap:8px;flex-wrap:wrap}
.crumbs a{text-decoration:none;color:rgba(255,252,240,.8)}
.crumbs a:hover{color:var(--lime)}
.hero-chips{display:flex;flex-wrap:wrap;gap:8px}
.chip{display:inline-flex;align-items:center;gap:6px;font-size:.82rem;font-weight:600;padding:7px 12px;border-radius:999px;background:rgba(0,217,116,.12);color:var(--lime);border:1px solid rgba(0,217,116,.3)}
.light .chip,.chip.l{background:rgba(0,148,91,.08);color:var(--green);border-color:rgba(0,148,91,.25)}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}.hero-img{max-width:440px;margin-inline:auto;width:100%}}

/* grids & cards */
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media (max-width:980px){.g4{grid-template-columns:repeat(2,minmax(0,1fr))}.g3{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.g2,.g3,.g4{grid-template-columns:1fr}}
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,72px);align-items:center}
.split>*{min-width:0}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.head{display:grid;gap:14px;margin-bottom:44px;max-width:760px}
.head.center{margin-inline:auto}

.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;display:flex;flex-direction:column;gap:12px}
.dark .card{background:var(--navy-3);border-color:var(--line-dark)}
.ico{flex:none;width:48px;height:48px;border-radius:12px;background:rgba(0,148,91,.1);color:var(--green);display:grid;place-items:center}
.dark .ico{background:rgba(0,217,116,.14);color:var(--lime)}
.ico svg{width:26px;height:26px}
.card h3{color:var(--navy)}
.dark .card h3{color:var(--cream)}
.card .q{font-weight:600;color:var(--green);font-size:.95rem}
.card p{color:var(--muted);font-size:.97rem}
.dark .card p{color:rgba(255,252,240,.72)}
.card .link{margin-top:auto;padding-top:6px}

.photo-card{position:relative;border-radius:var(--r);overflow:hidden;text-decoration:none;color:var(--cream);aspect-ratio:3/4;display:flex;align-items:flex-end;isolation:isolate;max-width:100%}
.photo-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .5s}
.photo-card::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,34,46,0) 30%,rgba(0,34,46,.92) 100%);z-index:-1}
.photo-card:hover img{transform:scale(1.05)}
.photo-card .pc-body{padding:24px;display:grid;gap:8px}
.photo-card h3{color:var(--cream)}
.photo-card p{font-size:.92rem;color:rgba(255,252,240,.8)}
.photo-card .pc-go{font-weight:600;color:var(--lime);font-size:.92rem}

.cov-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;text-decoration:none;display:grid;grid-template-columns:auto 1fr;gap:6px 18px;align-items:start;transition:border-color .2s,transform .2s}
.cov-card:hover{border-color:var(--green);transform:translateY(-3px)}
.cov-card .ico{grid-row:span 3}
.cov-card h3{color:var(--navy)}
.cov-card p{color:var(--muted);font-size:.95rem}
.cov-card .link{font-size:.92rem}
.dark .cov-card{background:var(--navy-3);border-color:var(--line-dark)}
.dark .cov-card h3{color:var(--cream)}
.dark .cov-card p{color:rgba(255,252,240,.72)}

.tag{font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:4px 9px;border-radius:6px;justify-self:start}
.tag.ess{background:var(--green);color:#fff}
.tag.rec{background:rgba(0,148,91,.12);color:var(--green)}
.tag.opc{background:var(--cream-2);color:var(--muted)}
.dark .tag.opc{background:rgba(255,252,240,.1);color:rgba(255,252,240,.75)}

.checks{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.checks li{display:grid;grid-template-columns:26px 1fr;gap:12px;align-items:start}
.checks li::before{content:"";width:22px;height:22px;margin-top:2px;border-radius:6px;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12l5 5L20 7'/%3E%3C/svg%3E") center/15px no-repeat}
.dark .checks li::before{background-color:var(--lime)}
.checks.x li::before{background:#c9d0cf url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M6 6l12 12M18 6L6 18'/%3E%3C/svg%3E") center/13px no-repeat}
.checks b{color:var(--navy)}
.dark .checks b{color:var(--cream)}

.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px;counter-reset:s}
.step{border-top:2px solid var(--lime);padding-top:20px;display:grid;gap:8px;counter-increment:s}
.step::before{content:counter(s,decimal-leading-zero);font-family:var(--f-accent);font-style:italic;font-weight:700;font-size:2.2rem;color:var(--lime);line-height:1}
.light .step{border-color:var(--green)}
.light .step::before{color:var(--green)}
.step h3{font-size:1.1rem}
.step p{font-size:.95rem}
@media (max-width:860px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}

.scenario{background:#fff;border-radius:var(--r);padding:26px;border:1px solid var(--line);display:grid;gap:10px}
.scenario .s-tag{font-family:var(--f-accent);font-style:italic;font-weight:700;color:var(--green);font-size:1.05rem}
.scenario p{color:var(--muted);font-size:.96rem}

/* FAQ */
.faq{display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 22px}
.dark .faq details{background:var(--navy-3);border-color:var(--line-dark)}
.faq summary{cursor:pointer;list-style:none;padding:20px 32px 20px 0;font-weight:600;color:var(--navy);position:relative}
.dark .faq summary{color:var(--cream)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:1.5rem;font-weight:400;color:var(--green)}
.faq details[open] summary::after{content:"–"}
.faq details p{padding-bottom:20px;color:var(--muted)}
.dark .faq details p{color:rgba(255,252,240,.75)}
.faq-group{display:grid;gap:16px}
.faq-group+.faq-group{margin-top:44px}
.faq-group h2{font-size:1.4rem}

/* forms */
.form{background:#fff;color:var(--ink);border-radius:20px;padding:clamp(22px,4vw,36px);display:grid;gap:18px;box-shadow:0 24px 60px rgba(0,34,46,.18)}
.form h3{color:var(--navy)}
.field{display:grid;gap:7px}
.field label,.field .lbl{font-size:.88rem;font-weight:600;color:var(--navy)}
.field input,.field select,.field textarea{font:inherit;font-size:1rem;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;background:var(--cream);color:var(--ink);width:100%}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(0,148,91,.15)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:560px){.row2{grid-template-columns:1fr}}
.opts{display:flex;flex-wrap:wrap;gap:8px}
.opts label{position:relative;cursor:pointer}
.opts input{position:absolute;opacity:0;pointer-events:none}
.opts span{display:inline-block;padding:10px 14px;border-radius:999px;border:1.5px solid var(--line);font-size:.92rem;font-weight:500;background:var(--cream)}
.opts input:checked+span{background:var(--navy);border-color:var(--navy);color:var(--cream)}
.opts input:focus-visible+span{outline:3px solid var(--lime);outline-offset:2px}
.form .note{font-size:.82rem;color:var(--muted)}
.form .btn{width:100%}
.form-steps{display:flex;gap:6px}
.form-steps i{flex:1;height:4px;border-radius:4px;background:var(--line)}
.form-steps i.on{background:var(--green)}
.fstep[hidden]{display:none!important}
.fnav{display:flex;gap:10px}
.fnav .btn{flex:1}
.err{color:#b42318;font-size:.85rem;font-weight:600}

/* misc sections */
.ted{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.ted div{border-left:2px solid var(--lime);padding-left:20px;display:grid;gap:6px}
.ted b{font-family:var(--f-accent);font-style:italic;font-size:2.6rem;line-height:1;color:var(--lime)}
@media (max-width:700px){.ted{grid-template-columns:1fr}}
.quote-band{background:var(--green);color:#fff}
.quote-band .wrap{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;padding-block:44px}
.quote-band h2{color:#fff;max-width:22ch}
.quote-band .btn{background:var(--navy);color:var(--cream)}
.ev-banner{border-radius:24px;overflow:hidden;background:var(--navy);color:var(--cream);display:grid;grid-template-columns:1.1fr .9fr;isolation:isolate}
.ev-banner .eb-copy{padding:clamp(28px,5vw,56px);display:grid;gap:18px;align-content:center;min-width:0}
.ev-banner .eb-img{position:relative;min-height:300px}
.ev-banner .eb-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.ev-banner .eb-logo{height:40px;width:auto}
@media (max-width:820px){.ev-banner{grid-template-columns:1fr}.ev-banner .eb-img{min-height:220px;order:-1}}
.pill-row{display:flex;flex-wrap:wrap;gap:10px}
.pill-row a,.pill-row span{text-decoration:none;font-weight:500;font-size:.92rem;padding:9px 16px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--navy)}
.pill-row a:hover{border-color:var(--green);color:var(--green)}
.dark .pill-row a,.dark .pill-row span{background:transparent;border-color:var(--line-dark);color:var(--cream)}
.dark .pill-row a:hover{border-color:var(--lime);color:var(--lime)}
.who{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.who div{background:var(--cream);padding:22px;display:grid;gap:6px}
.who b{color:var(--navy)}
.who span{font-size:.92rem;color:var(--muted)}
@media (max-width:860px){.who{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.who{grid-template-columns:1fr}}
.notice{border:1.5px dashed rgba(0,148,91,.45);border-radius:var(--r);padding:20px 22px;background:rgba(0,148,91,.05);font-size:.95rem;color:var(--ink)}
.notice b{color:var(--green)}
.icon-strip img{width:100%;max-width:640px}
.people{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
@media (max-width:640px){.people{grid-template-columns:1fr}}
.blog-card .thumb{aspect-ratio:16/10;border-radius:10px;overflow:hidden;background:var(--cream-2)}
.blog-card .thumb img{width:100%;height:100%;object-fit:cover}
.soon{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}

/* footer */
.site-foot{background:var(--navy-2);color:rgba(255,252,240,.78);font-size:.95rem}
.site-foot .wrap{padding-block:64px 28px;display:grid;gap:44px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
.foot-grid>*{min-width:0}
.foot-grid h4{color:var(--cream);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px}
.foot-grid ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot-grid a{text-decoration:none}
.foot-grid a:hover{color:var(--lime)}
.foot-logo{height:44px;width:auto;margin-bottom:16px}
.foot-bottom{border-top:1px solid var(--line-dark);padding-top:22px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:.85rem}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.foot-grid{grid-template-columns:1fr}}
.wa-float{position:fixed;right:calc(20px + env(safe-area-inset-right,0px));bottom:calc(20px + env(safe-area-inset-bottom,0px));width:60px;height:60px;border-radius:50%;background:#1fa855;display:grid;place-items:center;box-shadow:0 10px 30px rgba(0,0,0,.25);z-index:40;color:#fff}
.wa-float svg{width:32px;height:32px}

/* reveal: visible at rest, gentle lift on load */
@keyframes rise{from{transform:translateY(14px)}to{transform:none}}
.hero-copy>*{animation:rise .7s cubic-bezier(.2,.7,.2,1) both}
.hero-copy>*:nth-child(2){animation-delay:.06s}.hero-copy>*:nth-child(3){animation-delay:.12s}.hero-copy>*:nth-child(4){animation-delay:.18s}

.split.faq-lay{align-items:start;grid-template-columns:1.6fr 1fr}
.faq-aside{position:sticky;top:150px}
@media (max-width:860px){.split.faq-lay{grid-template-columns:1fr}.faq-aside{position:static}}

.dark .tag.rec{background:rgba(0,217,116,.16);color:var(--lime)}

/* ===== v2: hero mais contido, imagem encostada na base (como o site atual) ===== */
.hero h1{font-size:clamp(1.95rem,3.3vw,2.85rem);line-height:1.1}
.hero .lead{font-size:1.05rem;max-width:46ch}
.hero .wrap{align-items:end;padding-block:0;grid-template-columns:1.1fr .9fr}
.hero-copy{padding-block:clamp(44px,6vw,84px)}
.hero-img{align-self:end;padding-top:clamp(24px,4vw,48px)}
.hero-img img.free{display:block;width:100%;max-width:520px;margin-left:auto}
.hero .shield-ring::after{display:none}
.hero .shield{border-radius:50% 50% 0 0 / 24% 24% 0 0;aspect-ratio:1/1.02;max-width:500px;margin-left:auto}
.hero.hero-form .wrap{align-items:start;padding-block:clamp(44px,6vw,84px)}
.hero.hero-form .hero-copy{padding-block:0}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr}.hero-copy{padding-bottom:8px}.hero-img{max-width:380px}.hero-img img.free,.hero .shield{margin-inline:auto}}

/* TED com explicação abaixo */
.ted3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(20px,3vw,40px)}
.ted3>div{display:grid;gap:10px;align-content:start;padding-top:22px;border-top:1px solid var(--line-dark)}
.ted3 .L{font-family:var(--f-accent);font-style:italic;font-weight:700;font-size:clamp(3.4rem,6vw,5rem);line-height:.9;color:var(--lime)}
.ted3 h3{font-size:1.3rem;color:var(--cream)}
.ted3 p{color:rgba(255,252,240,.75)}
@media (max-width:760px){.ted3{grid-template-columns:1fr}}

/* vídeo */
.video{position:relative;border-radius:20px;overflow:hidden;background:var(--navy-2);aspect-ratio:16/9;max-width:100%;box-shadow:0 24px 60px rgba(0,34,46,.22)}
.video video{width:100%;height:100%;display:block;object-fit:cover;background:#000}
.video-cap{font-size:.88rem;color:var(--muted);margin-top:12px}
.dark .video-cap{color:rgba(255,252,240,.6)}

/* avaliações Google */
.reviews-head{display:flex;flex-wrap:wrap;gap:20px 40px;align-items:end;justify-content:space-between;margin-bottom:36px}
.g-score{display:flex;align-items:center;gap:16px}
.g-score b{font-size:3rem;line-height:1;color:var(--navy);letter-spacing:-.03em}
.dark .g-score b{color:var(--cream)}
.stars{color:#F5B400;letter-spacing:2px;font-size:1.1rem}
.g-score small{display:block;color:var(--muted);font-size:.88rem}
.dark .g-score small{color:rgba(255,252,240,.65)}
.review{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;gap:14px}
.review blockquote{margin:0;font-size:1.02rem;color:var(--ink);line-height:1.55}
.review .who-r{margin-top:auto;display:flex;align-items:center;gap:12px;font-weight:600;color:var(--navy);font-size:.95rem}
.review .av{width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--cream);display:grid;place-items:center;font-weight:700}
.review .src{font-size:.78rem;color:var(--muted);font-weight:500;display:block}

/* copy de vendas */
.big-copy{font-size:clamp(1.25rem,2.1vw,1.6rem);line-height:1.45;color:var(--navy);max-width:34ch;font-weight:500;letter-spacing:-.01em}
.prose{display:grid;gap:16px;color:var(--muted);font-size:1.05rem;max-width:62ch}
.prose b{color:var(--navy)}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:0;border-radius:var(--r);overflow:hidden;border:1px solid var(--line)}
.compare>div{padding:28px;display:grid;gap:14px;align-content:start}
.compare .bad{background:#fff}
.compare .good{background:var(--navy);color:var(--cream)}
.compare h3{font-size:1.15rem}
.compare .good h3{color:var(--lime)}
.compare ul{margin:0;padding-left:18px;display:grid;gap:10px}
.compare .bad li{color:var(--muted)}
@media (max-width:700px){.compare{grid-template-columns:1fr}}
.myth{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;display:grid;gap:10px}
.myth .m{font-family:var(--f-accent);font-style:italic;font-weight:700;font-size:1.15rem;color:var(--navy)}
.myth .m::before{content:"“"}.myth .m::after{content:"”"}
.myth p{color:var(--muted)}
.myth p b{color:var(--green)}
.urgency{display:flex;gap:14px;align-items:flex-start;background:rgba(0,217,116,.1);border:1px solid rgba(0,217,116,.35);border-radius:var(--r);padding:18px 20px;color:var(--cream)}
.urgency .ico{width:40px;height:40px}
.review{margin:0}

/* ===== v3: escala menor, respiro menor, fotos de fundo ===== */
@font-face{font-family:"Zodiak";src:url("fonts/zodiak-bolditalic.woff2") format("woff2");font-weight:700;font-style:italic;font-display:swap}
body{font-size:16px;line-height:1.6}
h1{font-size:clamp(1.8rem,3vw,2.5rem)}
h2{font-size:clamp(1.45rem,2.3vw,2rem);line-height:1.15}
h3{font-size:1.08rem}
.lead{font-size:1.02rem}
.band{padding-block:clamp(44px,5.5vw,72px)}
.band.tight{padding-block:clamp(28px,3.5vw,44px)}
.head{margin-bottom:28px;gap:10px}
.grid{gap:18px}
.split{gap:clamp(24px,4vw,56px)}
.card,.cov-card,.review,.myth,.scenario{padding:22px}
.card p,.cov-card p,.myth p,.scenario p{font-size:.93rem}
.card .ico,.cov-card .ico,.ico{width:42px;height:42px}
.ico svg{width:22px;height:22px}
.eyebrow{font-size:.72rem}
.btn{padding:13px 22px;font-size:.95rem}
.site-head .wrap{min-height:68px}
.logo img{height:40px}
.nav a,.has-sub>button{font-size:.9rem}
.hero h1{font-size:clamp(1.8rem,2.9vw,2.45rem)}
.hero .lead{font-size:1rem}
.hero-copy{gap:16px;padding-block:clamp(40px,5vw,68px)}
.hero-img img.free{max-width:440px}
.hero .shield{max-width:420px}
.big-copy{font-size:clamp(1.12rem,1.7vw,1.35rem)}
.prose{font-size:.98rem;gap:12px}
.ted3 .L{font-size:clamp(2.6rem,4.5vw,3.4rem)}
.ted3 h3{font-size:1.1rem}
.ted3 p{font-size:.95rem}
.g-score b{font-size:2.4rem}
.review blockquote{font-size:.95rem}
.step::before{font-size:1.8rem}
.step h3{font-size:1rem}
.faq summary{padding-block:16px;font-size:.97rem}
.faq details p{font-size:.95rem}
.quote-band .wrap{padding-block:32px}
.quote-band h2{font-size:clamp(1.3rem,2vw,1.7rem)}
.photo-card{aspect-ratio:4/5}
.photo-card .pc-body{padding:18px}
.compare>div{padding:22px}
.compare li{font-size:.93rem}
.form{padding:clamp(20px,3vw,28px);gap:14px}
.form h3{font-size:1.1rem}
.ev-banner .eb-copy{padding:clamp(24px,4vw,44px);gap:14px}

/* destaque em caixa (aplicações da marca) */
.hl{font-family:var(--f-accent);font-style:italic;font-weight:700;background:var(--lime);color:var(--navy);padding:0 .18em .04em;line-height:1.25;-webkit-box-decoration-break:clone;box-decoration-break:clone}

/* hero com foto de fundo */
.hero.photo{background:var(--navy) var(--bg) center/cover no-repeat}
.hero.photo::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,48,64,.97) 0%,rgba(0,48,64,.9) 38%,rgba(0,48,64,.45) 70%,rgba(0,48,64,.15) 100%)}
.hero.photo .wrap{position:relative;display:block;padding-block:0;min-height:clamp(380px,46vw,500px);display:flex;align-items:center}
.hero.photo .hero-copy{max-width:560px}
@media (max-width:860px){.hero.photo::before{background:linear-gradient(180deg,rgba(0,48,64,.55) 0%,rgba(0,48,64,.92) 55%,rgba(0,48,64,.98) 100%)}.hero.photo .wrap{min-height:0}.hero.photo .hero-copy{padding-top:180px}}

/* faixa com foto de fundo (quem somos) */
.band.photo-band{position:relative;background:var(--navy) var(--bg) center/cover no-repeat;color:var(--cream)}
.band.photo-band::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,48,64,.96) 0%,rgba(0,48,64,.88) 45%,rgba(0,48,64,.55) 100%)}
.band.photo-band .wrap{position:relative}
.foot-grid{grid-template-columns:1.3fr 1fr 1fr 1fr 1fr}@media (max-width:980px){.foot-grid{grid-template-columns:1fr 1fr}}@media (max-width:480px){.foot-grid{grid-template-columns:1fr}}
.who{grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}

/* ===== v4 ===== */
.ico.ico-lg{width:54px;height:54px;border-radius:14px}
.ico.ico-lg svg{width:28px;height:28px}
.ico-warn{background:rgba(0,48,64,.08);color:var(--navy)}
.btn-sm{padding:10px 16px;font-size:.86rem}
.btn-ghost{color:inherit}
.mi{display:inline-grid;width:26px;height:26px;border-radius:8px;place-items:center;background:rgba(0,148,91,.1);color:var(--green);margin-right:8px;vertical-align:middle}
.mi svg{width:16px;height:16px}

/* mega menu */
.sub.sub-mega{grid-template-columns:repeat(4,minmax(170px,1fr));min-width:780px;left:0;transform:translateX(-30%)}
.sub.sub-mega h4{display:flex;align-items:center;font-size:.72rem;color:var(--navy);padding:6px 10px 8px}
.sub.sub-mega a{font-size:.88rem;padding:6px 10px}
@media (max-width:1020px){.sub.sub-mega{min-width:0;transform:none;grid-template-columns:1fr}}

/* cartões de produto */
.pcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;display:flex;flex-direction:column;gap:10px;transition:border-color .2s,box-shadow .2s}
.pcard:hover{border-color:rgba(0,148,91,.45);box-shadow:0 14px 36px rgba(0,34,46,.08)}
.pcard h3{color:var(--navy)}
.pcard p{color:var(--muted);font-size:.93rem}
.pcard-btns{margin-top:auto;padding-top:8px;display:flex;flex-wrap:wrap;gap:8px}
.pcard-btns .btn-ghost{color:var(--navy);border-color:rgba(0,48,64,.25)}
.pcard-ev{background:var(--navy);border-color:var(--navy)}
.pcard-ev h3{color:var(--cream)}.pcard-ev p{color:rgba(255,252,240,.75)}
.pcard-ev .ico{background:rgba(0,217,116,.15);color:var(--lime)}
.pcard-ev .btn-primary{background:var(--lime);color:var(--navy)}
.pcard-ev .btn-ghost{color:var(--cream);border-color:rgba(255,252,240,.4)}

/* categorias (você, família, patrimônio, negócio) */
.catcard{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;display:flex;flex-direction:column;gap:10px;position:relative;overflow:hidden}
.catcard::after{content:"";position:absolute;right:-40px;top:-40px;width:120px;height:120px;border-radius:50%;border:2px solid rgba(0,217,116,.25)}
.catcard h3{font-size:1.15rem;color:var(--navy)}
.catcard p{color:var(--muted);font-size:.92rem}
.catcard ul{list-style:none;margin:4px 0 6px;padding:0;display:grid;gap:2px}
.catcard li a{display:block;text-decoration:none;font-size:.9rem;color:var(--navy);padding:6px 0;border-bottom:1px solid var(--line)}
.catcard li a:hover{color:var(--green)}
.catcard .link{margin-top:auto}
.cat-head{display:flex;gap:18px;align-items:flex-start}
.cat-head .head{margin-bottom:24px}
.cat-nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:calc(68px + env(safe-area-inset-top,0px));z-index:20}
.cat-nav .wrap{padding-block:12px;flex-wrap:nowrap;overflow-x:auto}
.cat-nav a{display:inline-flex;align-items:center;gap:8px;white-space:nowrap}
.cat-nav svg{width:18px;height:18px}

/* dor e solução */
.pain{background:var(--cream-2)}
.pain-in{display:flex;gap:22px;align-items:flex-start;max-width:900px}
.pain .big-copy{font-size:clamp(1.2rem,1.9vw,1.5rem);max-width:40ch}
.solution{position:relative;overflow:hidden}
.solution::before{content:"";position:absolute;width:520px;height:520px;right:-180px;bottom:-260px;border-radius:50%;border:2px solid rgba(0,217,116,.22)}
.sol-in{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(24px,4vw,56px);align-items:center;position:relative}
.sol-img{border-radius:50% 50% 18px 18px / 26% 26% 18px 18px;overflow:hidden;aspect-ratio:4/4.4;max-width:100%}
.sol-img img{width:100%;height:100%;object-fit:cover}
.sol-copy h2{font-size:clamp(1.6rem,2.6vw,2.2rem)}
.sol-lead{font-size:1.08rem;color:rgba(255,252,240,.9);max-width:52ch}
.sol-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-block:6px}
.sol-item{display:flex;gap:12px;align-items:flex-start;background:rgba(255,252,240,.06);border:1px solid var(--line-dark);border-radius:12px;padding:14px}
.sol-item h3{font-size:.98rem;color:var(--cream)}
.sol-item p{font-size:.88rem;color:rgba(255,252,240,.72)}
.sol-item .ico{width:36px;height:36px;flex:none}
@media (max-width:860px){.sol-in{grid-template-columns:1fr}.sol-img{max-width:420px}.sol-grid{grid-template-columns:1fr}}
.pro-link{flex-basis:100%;display:inline-flex;gap:8px;align-items:center;font-size:.9rem;color:rgba(255,252,240,.85);text-decoration:none;margin-top:4px}
.pro-link svg{width:18px;height:18px;color:var(--lime)}
.pro-link b{color:var(--lime);text-decoration:underline}

/* para quem é + coberturas */
.qgrid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}
.qcard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;display:grid;gap:8px;align-content:start}
.qcard b{color:var(--navy)}
.qcard span:not(.ico){color:var(--muted);font-size:.92rem}
.ccard{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px;display:flex;gap:14px;align-items:flex-start}
.ccard h3{font-size:1rem;color:var(--navy)}
.ccard p{font-size:.9rem;color:var(--muted)}
.planos{margin-top:18px}
.plano{background:var(--navy);color:var(--cream);border-radius:var(--r);padding:20px;display:grid;gap:10px}
.plano p{color:rgba(255,252,240,.8);font-size:.93rem}
.cgrid+.notice,.planos+.notice{margin-top:18px}

/* quem somos + vídeo em tela cheia */
.qs{padding-bottom:clamp(32px,4vw,48px)}
.qs h2{font-size:clamp(1.8rem,3.2vw,2.7rem)}
.qs-prose{color:rgba(255,252,240,.8)}
.qs-prose b{color:var(--cream)}
.video-full{background:var(--navy);line-height:0}
.video-full video{width:100%;max-height:100vh;aspect-ratio:16/9;object-fit:cover;background:#000;display:block}

/* blog */
.blog-hero{background:var(--cream);padding-block:clamp(36px,5vw,64px) 24px}
.blog-hero h1{font-size:clamp(2.2rem,5vw,3.6rem);color:var(--navy);margin:12px 0 10px}
.crumbs-l{color:var(--muted)}
.crumbs-l a{color:var(--navy)}
.feat{display:grid;grid-template-columns:1.25fr 1fr;border-radius:22px;overflow:hidden;background:var(--navy);color:var(--cream);text-decoration:none;margin-bottom:36px}
.feat-img{min-height:340px;position:relative}
.feat-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .6s}
.feat:hover .feat-img img{transform:scale(1.04)}
.feat-body{padding:clamp(24px,4vw,44px);display:grid;gap:14px;align-content:center}
.feat-body h2{font-family:var(--f-accent);font-style:italic;font-size:clamp(1.6rem,2.8vw,2.3rem);color:var(--cream);letter-spacing:-.01em}
.feat-body p{color:rgba(255,252,240,.78)}
.feat .link{color:var(--lime)}
.feat .bmeta{color:rgba(255,252,240,.55)}
@media (max-width:820px){.feat{grid-template-columns:1fr}.feat-img{min-height:220px}}
.filters{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:22px}
.fchip{font:600 .85rem var(--f-sans);padding:9px 16px;border-radius:999px;border:1.5px solid var(--line);background:#fff;color:var(--navy);cursor:pointer}
.fchip.on{background:var(--navy);border-color:var(--navy);color:var(--cream)}
.bcard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;text-decoration:none;color:inherit;transition:transform .2s,box-shadow .2s}
.bcard:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(0,34,46,.1)}
.bthumb{aspect-ratio:16/10;overflow:hidden}
.bthumb img{width:100%;height:100%;object-fit:cover}
.bbody{padding:20px;display:grid;gap:8px}
.bbody h3{font-size:1.08rem;color:var(--navy);line-height:1.25}
.bbody p{color:var(--muted);font-size:.9rem}
.bcat{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green)}
.feat .bcat{color:var(--lime)}
.bmeta{font-size:.8rem;color:var(--muted)}
.bcard[hidden]{display:none!important}

.post-head{background:var(--cream);padding-block:clamp(32px,5vw,56px) 28px}
.post-wrap{max-width:860px}
.post-head h1{font-size:clamp(1.9rem,4vw,2.9rem);color:var(--navy);margin:10px 0 12px}
.post-lead{font-size:1.12rem;color:var(--muted);max-width:60ch}
.post-meta{display:flex;gap:12px;align-items:center;margin-top:18px;font-size:.88rem;color:var(--muted)}
.post-meta img{width:36px;height:36px;border-radius:50%;background:var(--navy);padding:4px;object-fit:contain}
.post-meta b{color:var(--navy)}
.post-cover{margin:0 auto;max-width:1100px;border-radius:22px;overflow:hidden;aspect-ratio:21/9}
.post-cover img{width:100%;height:100%;object-fit:cover}
.post-grid{display:grid;grid-template-columns:minmax(0,680px) 300px;gap:56px;justify-content:center;padding-block:44px 64px}
@media (max-width:980px){.post-grid{grid-template-columns:1fr}.post-side{order:2}}
.post-body{font-size:1.06rem;line-height:1.75;color:#24323b;display:grid;gap:18px}
.post-body h2{font-size:1.45rem;color:var(--navy);margin-top:14px}
.post-body ul{margin:0;padding-left:20px;display:grid;gap:8px}
.post-body b{color:var(--navy)}
.post-body blockquote{margin:12px 0;padding:6px 0 6px 22px;border-left:3px solid var(--lime);font-family:var(--f-accent);font-style:italic;font-weight:700;font-size:1.35rem;line-height:1.35;color:var(--navy)}
.callout{background:rgba(0,217,116,.1);border:1px solid rgba(0,148,91,.25);border-radius:14px;padding:16px 18px;font-size:.98rem}
.callout b{color:var(--green)}
.post-cta{background:var(--navy);color:var(--cream);border-radius:18px;padding:26px;display:grid;gap:12px;margin-top:18px}
.post-cta h3{color:var(--cream);font-size:1.2rem}
.post-cta p{color:rgba(255,252,240,.78);font-size:.98rem}
.post-cta .btn-primary{background:var(--lime);color:var(--navy);justify-self:start}
.post-side{position:relative}
.side-card{position:sticky;top:110px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;display:grid;gap:10px}
.side-card h3{color:var(--navy)}
.side-card p{color:var(--muted);font-size:.92rem}
.side-card .btn{width:100%}
.side-card .btn-ghost{color:var(--navy);border-color:rgba(0,48,64,.25)}

/* rodapé */
.foot-top{display:grid;grid-template-columns:300px 1fr;gap:48px}
.foot-brand p{font-size:.92rem}
.foot-tag{font-size:1.2rem!important;color:var(--cream);margin:4px 0 10px;font-weight:600}
.foot-contact{list-style:none;padding:0;margin:16px 0 0;display:grid;gap:10px}
.foot-contact li{display:flex;gap:10px;align-items:center}
.foot-contact svg{width:18px;height:18px;color:var(--lime);flex:none}
.foot-contact a{text-decoration:none}
.site-foot .foot-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
.site-foot .foot-grid li{font-size:.88rem}
@media (max-width:980px){.foot-top{grid-template-columns:1fr}}
@media (max-width:620px){.site-foot .foot-grid{grid-template-columns:1fr 1fr}}
.pro-link{display:block;line-height:1.5}
.pro-link svg{display:inline;vertical-align:-3px;margin-right:4px}
@media (max-width:620px){.pain-in{flex-direction:column;gap:12px}}

/* ===== v5 ===== */
/* guia "por onde começar" */
.guide{display:grid;grid-template-columns:1fr 1.1fr;gap:clamp(24px,4vw,56px);align-items:center;background:var(--navy);color:var(--cream);border-radius:26px;padding:clamp(26px,4.5vw,56px);position:relative;overflow:hidden}
.guide::after{content:"";position:absolute;width:420px;height:420px;left:-160px;bottom:-240px;border-radius:50%;border:2px solid rgba(0,217,116,.25)}
.guide-copy{display:grid;gap:14px;position:relative;z-index:1}
.guide-copy h2{color:var(--cream);font-size:clamp(1.6rem,2.8vw,2.3rem)}
.guide-copy p{color:rgba(255,252,240,.78)}
.guide .eyebrow{color:var(--lime)}
.guide .btn-primary{background:var(--lime);color:var(--navy)}
.gtiles{display:grid;grid-template-columns:1fr 1fr;gap:12px;position:relative;z-index:1}
.gtile{display:flex;align-items:center;gap:14px;padding:18px;border-radius:16px;background:var(--cream);color:var(--navy);text-decoration:none;transition:transform .2s,box-shadow .2s}
.gtile:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(0,0,0,.2)}
.gtile span:not(.ico){display:grid;gap:2px;flex:1;min-width:0}
.gtile b{font-size:1rem}
.gtile small{font-size:.8rem;color:var(--muted);line-height:1.35}
.gtile>svg{flex:none;color:var(--green)}
.gtiles-4{grid-template-columns:repeat(4,minmax(0,1fr));margin-top:24px}
.gtiles-4 .gtile{background:#fff;border:1px solid var(--line)}
@media (max-width:980px){.guide{grid-template-columns:1fr}.gtiles-4{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.gtiles,.gtiles-4{grid-template-columns:1fr}}

/* blocos de seguros */
.catblock{padding-block:clamp(40px,5vw,64px);scroll-margin-top:80px}
.catblock.alt{background:var(--cream-2)}
.cb-head{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(20px,3.5vw,44px);align-items:center;margin-bottom:28px;background:var(--navy);border-radius:22px;overflow:hidden;color:var(--cream)}
.cb-img{height:100%;min-height:240px;position:relative}
.cb-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.cb-copy{padding:clamp(22px,3.5vw,40px);display:grid;gap:10px;justify-items:start}
.cb-copy h2{color:var(--cream);font-size:clamp(1.6rem,2.6vw,2.2rem)}
.cb-copy p{color:rgba(255,252,240,.78)}
.cb-copy .eyebrow{color:var(--lime)}
.cb-copy .ico{background:rgba(0,217,116,.15);color:var(--lime)}
.cb-copy .btn-ghost{color:var(--cream);border-color:rgba(255,252,240,.4)}
@media (max-width:760px){.cb-head{grid-template-columns:1fr}.cb-img{min-height:200px}}

/* chamada final */
.qband{padding-block:clamp(36px,5vw,64px)}
.qcard-cta{display:flex;align-items:center;gap:22px;max-width:920px;margin:0 auto;background:var(--green);color:#fff;border-radius:22px;padding:clamp(22px,3.5vw,34px) clamp(22px,4vw,40px);position:relative;overflow:hidden}
.qcard-cta::after{content:"";position:absolute;right:-60px;top:-90px;width:240px;height:240px;border-radius:50%;border:2px solid rgba(255,255,255,.22)}
.qcard-cta .ico{background:rgba(255,255,255,.16);color:#fff;flex:none}
.qc-txt{flex:1;min-width:0;display:grid;gap:4px}
.qc-txt h2{color:#fff;font-size:clamp(1.2rem,2vw,1.55rem)}
.qc-txt p{color:rgba(255,255,255,.85);font-size:.95rem}
.qcard-cta .btn{background:var(--navy);color:var(--cream);flex:none;position:relative;z-index:1}
@media (max-width:720px){.qcard-cta{flex-direction:column;align-items:flex-start}}

/* mapa e contato */
.mapwrap{display:grid;grid-template-columns:1.6fr 1fr;gap:18px}
.map{position:relative;border-radius:20px;overflow:hidden;min-height:340px;background:var(--navy-3)}
.map iframe{position:absolute;inset:0;width:100%;height:100%;border:0;z-index:1}
.map-fallback{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;gap:8px;color:var(--cream);text-decoration:none;font-weight:600}
.map-fallback svg{width:22px;height:22px;color:var(--lime)}
.map-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px;display:grid;gap:10px;align-content:start}
.map-card h3{color:var(--navy)}
.map-card p{color:var(--muted)}
.map-card .btn{width:100%}
.map-card .btn-ghost{color:var(--navy);border-color:rgba(0,48,64,.25)}
@media (max-width:860px){.mapwrap{grid-template-columns:1fr}}
.contact-list{list-style:none;margin:6px 0 0;padding:0;display:grid;gap:12px}
.contact-list li{display:flex;gap:12px;align-items:center;color:var(--cream)}
.contact-list svg{width:22px;height:22px;color:var(--lime);flex:none}
.contact-list a{text-decoration:none}
.foot-contact{margin:0}
.site-foot .foot-grid{grid-template-columns:repeat(3,minmax(0,1fr))}

/* hover verde nos cartões de seguro */
.pcard,.gtile,.cov-card{transition:background .25s,border-color .25s,color .25s,transform .2s,box-shadow .2s}
.pcard:hover{background:var(--green);border-color:var(--green);transform:translateY(-4px);box-shadow:0 18px 40px rgba(0,148,91,.28)}
.pcard:hover h3,.pcard:hover p{color:#fff}
.pcard:hover .ico{background:rgba(255,255,255,.18);color:#fff}
.pcard:hover .btn-primary{background:var(--navy);color:var(--cream)}
.pcard:hover .pcard-btns .btn-ghost{color:#fff;border-color:rgba(255,255,255,.7)}
.pcard-ev:hover{background:var(--green)}
.gtile:hover{background:var(--green);color:#fff;border-color:var(--green)}
.gtile:hover small{color:rgba(255,255,255,.85)}
.gtile:hover .ico{background:rgba(255,255,255,.18);color:#fff}
.gtile:hover>svg{color:#fff}
.cov-card:hover{background:var(--green);border-color:var(--green)}
.cov-card:hover h3,.cov-card:hover p,.cov-card:hover .link{color:#fff}
.cov-card:hover .ico{background:rgba(255,255,255,.18);color:#fff}
.sub a:hover{background:rgba(0,148,91,.1);color:var(--green);border-radius:8px}
.gallery{display:grid;grid-template-columns:1.4fr 1fr 1fr;grid-template-rows:240px 240px;gap:14px}
.gal-i{margin:0;border-radius:18px;overflow:hidden}
.gal-i img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.gal-i:hover img{transform:scale(1.04)}
.gal-0{grid-row:span 2}
.gal-3{grid-column:span 2}
@media (max-width:760px){.gallery{grid-template-columns:1fr 1fr;grid-template-rows:auto}.gal-i{aspect-ratio:4/3}.gal-0{grid-row:auto;grid-column:span 2}.gal-3{grid-column:span 2}}
/* carrossel */
.car-nav{display:flex;gap:8px}
.car-btn{all:unset;cursor:pointer;width:46px;height:46px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:var(--cream);transition:background .2s}
.car-btn:hover{background:var(--green)}
.car-btn:focus-visible{outline:3px solid var(--lime);outline-offset:2px}
.carousel{position:relative}
.car-track{list-style:none;margin:0;padding:0 0 8px;display:flex;gap:16px;overflow-x:auto;scroll-snap-type:x mandatory;scrollbar-width:none;-webkit-overflow-scrolling:touch}
.car-track::-webkit-scrollbar{display:none}
.car-s{flex:0 0 clamp(240px,28vw,330px);scroll-snap-align:start;border-radius:16px;overflow:hidden;box-shadow:0 12px 30px rgba(0,34,46,.12);aspect-ratio:4/5}
.car-s img{width:100%;height:100%;object-fit:cover}
.car-dots{display:flex;gap:6px;justify-content:center;margin-top:14px}
.car-dots i{width:8px;height:8px;border-radius:50%;background:rgba(0,48,64,.2);cursor:pointer;transition:width .2s,background .2s}
.car-dots i.on{width:22px;border-radius:6px;background:var(--green)}

/* blocos interativos: todos os cartões reagem ao mouse */
.qcard,.ccard,.card,.catcard,.review,.myth,.scenario,.step,.sol-item,.who>div,.plano,.map-card{transition:background .25s,border-color .25s,transform .2s,box-shadow .2s,color .25s}
.qcard:hover,.ccard:hover,.card:hover,.catcard:hover,.myth:hover,.scenario:hover{background:var(--green);border-color:var(--green);transform:translateY(-4px);box-shadow:0 18px 40px rgba(0,148,91,.25)}
.qcard:hover b,.qcard:hover span:not(.ico),.ccard:hover h3,.ccard:hover p,.card:hover h3,.card:hover p,.card:hover .q,.catcard:hover h3,.catcard:hover p,.catcard:hover li a,.catcard:hover .link,.myth:hover .m,.myth:hover p,.myth:hover p b,.scenario:hover .s-tag,.scenario:hover p{color:#fff}
.qcard:hover .ico,.ccard:hover .ico,.card:hover .ico,.catcard:hover .ico{background:rgba(255,255,255,.18);color:#fff}
.dark .card:hover{background:var(--green)}
.review:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(0,34,46,.1);border-color:var(--green)}
.sol-item:hover{background:rgba(0,217,116,.16);border-color:rgba(0,217,116,.5);transform:translateY(-3px)}
.who>div:hover{background:var(--green)}
.who>div:hover b,.who>div:hover span{color:#fff}
.step{border-radius:4px}
.step:hover::before{color:var(--navy)}
.light .step:hover{border-color:var(--navy)}
.plano:hover{background:var(--green)}
@media (prefers-reduced-motion:reduce){.qcard:hover,.ccard:hover,.card:hover,.pcard:hover{transform:none}}

/* entrada suave dos blocos ao rolar (visíveis por padrão) */
.js-reveal .rv{transition:transform .6s cubic-bezier(.2,.7,.2,1),opacity .6s}
.js-reveal .rv.pre{transform:translateY(18px);opacity:.001}
.video-full{position:relative}
.vid-toggle{all:unset;cursor:pointer;position:absolute;right:calc(20px + env(safe-area-inset-right,0px));bottom:20px;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:rgba(0,48,64,.7);color:var(--cream);line-height:1}
.vid-toggle:hover{background:var(--green)}
.vid-toggle:focus-visible{outline:3px solid var(--lime);outline-offset:2px}
/* hero da home em tela cheia */
.hero-split{position:relative;min-height:clamp(440px,48vw,600px);display:flex;align-items:center}
.hs-img{position:absolute;top:0;right:0;bottom:0;width:52%;overflow:hidden}
.hs-img img{width:100%;height:100%;object-fit:cover}
.hs-img::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--navy) 0%,rgba(0,48,64,0) 28%);z-index:1}
.hero-split .wrap{display:block;width:100%;padding-block:0}
.hero-split .hero-copy{max-width:min(560px,46%);padding-block:clamp(48px,6vw,80px)}
@media (max-width:860px){.hero-split{flex-direction:column;align-items:stretch}.hs-img{position:relative;width:100%;height:280px;order:-1}.hs-img::before{background:linear-gradient(0deg,var(--navy) 0%,rgba(0,48,64,0) 40%)}.hero-split .hero-copy{max-width:none;padding-top:20px}}
/* controles do vídeo */
.vid-ctrls{position:absolute;right:calc(20px + env(safe-area-inset-right,0px));bottom:20px;display:flex;gap:8px;z-index:2}
.vid-ctrls .vid-toggle{position:static}
.vid-sound{all:unset;cursor:pointer;display:inline-flex;align-items:center;gap:8px;height:44px;padding:0 16px;border-radius:999px;background:var(--lime);color:var(--navy);font:600 .88rem var(--f-sans)}
.vid-sound .w{display:none}.vid-sound.on .w{display:inline}.vid-sound.on .x{display:none}
.vid-sound.on{background:rgba(0,48,64,.75);color:var(--cream)}
.vid-sound:focus-visible{outline:3px solid var(--lime);outline-offset:2px}
/* instagram */
.ig-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px}
.ig-tile{position:relative;display:block;aspect-ratio:4/5;border-radius:14px;overflow:hidden;background:var(--cream-2)}
.ig-tile img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.ig-over{position:absolute;inset:0;background:rgba(0,148,91,.88);color:#fff;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;opacity:0;transition:opacity .25s;font-size:.85rem}
.ig-over svg{width:30px;height:30px}
.ig-tile:hover .ig-over,.ig-tile:focus-visible .ig-over{opacity:1}
.ig-tile:hover img{transform:scale(1.05)}
.ig-reel{position:absolute;top:8px;right:8px;background:rgba(0,48,64,.8);color:var(--cream);font-size:.68rem;font-weight:700;padding:3px 8px;border-radius:999px}
@media (max-width:980px){.ig-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:480px){.ig-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
.credit{color:var(--lime);text-decoration:none;font-weight:600}
.credit:hover{text-decoration:underline}
.hero.photo{background-position:var(--pos,center)}
/* mapa com foto */
.map-photo{display:block;text-decoration:none}
.map-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .6s}
.map-photo:hover img{transform:scale(1.04)}
.map-pill{position:absolute;left:18px;bottom:18px;display:inline-flex;align-items:center;gap:8px;background:var(--cream);color:var(--navy);font-weight:600;font-size:.9rem;padding:10px 16px;border-radius:999px;box-shadow:0 8px 24px rgba(0,0,0,.2)}
.map-pill svg{width:18px;height:18px;color:var(--green)}
.map-photo:hover .map-pill{background:var(--green);color:#fff}
.map-photo:hover .map-pill svg{color:#fff}
/* instagram maior */
.ig-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.ig-tile{border-radius:18px}
.ig-over{font-size:1rem}
.ig-over svg{width:38px;height:38px}
@media (max-width:640px){.ig-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}}
/* slideshow do topo da home */
.hero-slides{background:var(--navy)}
.hslides{position:absolute;inset:0;z-index:0}
.hslide{position:absolute;inset:0;background-size:cover;background-repeat:no-repeat;opacity:0;animation:hfade 14s infinite}
.hslide:nth-child(1){animation-delay:0s}
.hslide:nth-child(2){animation-delay:7s}
@keyframes hfade{0%{opacity:0}6%{opacity:1}50%{opacity:1}56%{opacity:0}100%{opacity:0}}
.hero-slides::before{z-index:1}
.hero-slides .wrap{z-index:2}
@media (prefers-reduced-motion:reduce){.hslide{animation:none}.hslide:nth-child(1){opacity:1}}